Sunday, March 9, 2014

How to avoid roofing scams

Your doorbell rings and a friendly-looking person saying he is a contractor in the neighborhood, just happened to notice that something looked wrong with your roof and wanted to alert you to the problem. What's more, he and his crew can help you take care of the problem for less while they are in the area. Sounds good, doesn't it? Instead of taking the bait, run fast. This is a prime example of a roofing scam. The roof is one of your home's most important features as it protects all the contents. Leaky or insufficient roofs can cause extensive damage. As such, however, it is one of the most vulnerable areas for contractor scams. Like any other profession, the roofing industry has sound, reliable contractors as well as shady ones who offer frustration, shoddy work, and even liability issues. Knowing the right questions to ask as well as the scenarios of likely scams will help you avoid being a victim. Several common situations that signal scams are: Contractors who suggest roofing repairs can be done for free. These are generally storm chasers who come after a hail storm, indicating severe damage. They offer to help you file a claim on your behalf, but beware of insurance fraud, because if your roof really isn't damaged, this is the crime you commit if there isn't any basis for this claim. Contractors who claim they can give you a great deal thanks to surplus products. Ask about the source of these materials as well as who paid for them. Often such "bargains" are supplies of inferior quality or may not be suitable for your roof. Companies that demand upfront payment or suggest that you pay them in cash. While the prospect of a big discount may tempt you, don't give in. A reliable roofer will require payment only after the work is completed. Paying someone upfront often results in the job never being finished. Be suspicious of so-called inspectors who claim work needs to be done to bring your roof up to code. This is a variation on the initial scenario and is most often perpetrated on senior citizens who are unable to monitor the quality of their roof. It is not standard procedure for municipalities to send out inspectors to assess the condition of houses. Always ask to see identification, then check with local authorities to ensure that the inspector is legitimate.

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